Sycamore Financial Planning respects the privacy of all its clients (both past and present) and prospective clients. The firm recognizes that you have entrusted Sycamore with non‐public personal information, and it is important to the firm that all employees and clients of the firm know Sycamore’s policy concerning what to do with that information.
Sycamore collects personal information about its clients from the following sources:
- Information its clients provide to the firm to complete their financial plan or investment recommendation;
- Information its clients provide to the firm in agreements, account applications, and other documents completed in connection with the opening and maintenance of their accounts;
- Information its clients provide to the firm orally; and
- Information Sycamore may receive from service providers, such as custodians, about client transactions.
Sycamore does not disclose non‐public personal information about its clients to anyone, except in the following circumstances:
- When required to provide the services the firm’s clients have requested;
- When the firm’s clients have specifically authorized Sycamore to do so in writing;
- When required during the course of a firm assessment (e.g., independent audit); or
- When permitted or required by law (e.g., periodic regulatory examination).
To ensure security and confidentiality, Sycamore maintains physical, electronic, and procedural safeguards to protect the privacy of client information.
Sycamore will notify you annually of the firm’s privacy policy and at any time, in advance, if the policy is expected to change.